About BCB
Brief History
The Bharath co-operative Bank Ltd, having its head office at No-30,15th cross, Jayanagar 3rd block, Bangalore -560011 was started on 21-08-1974 by SAHAKARA RATHNA B.L LAKKEGOWDA WHO WAS THE FOUNDER OF THIS BANK. On 03.01.1975 this bank got the permission by Reserve Bank of India (RBI) and started its transaction on 27.03.1975. It is registered under Karnataka Co-operative society's act 1959 and is governed by guideline of RBI issued from time to time. This bank served for 43 - 44 years and is stepping towards its 45th year.
Area of Operation
Area of operation is limited to four districts of Karnataka i.e. Bangalore (rural and urban), Mysore, Ramanagar, Hassan.
Salient Features Of Bharath Co-operative Bank
- Fully computerized services in all branches.
- Safe deposit locker facility available.
- Deposits up to Rs 100000/- covered under DICGC.
- Higher rate of interest of 0.5% on term deposits for senior citizens.
- Immovable property loans for constructions purchase of property purchase of site/house/flat, marriage, repayment of debts, higher education and business.
- Vehicle loan, gold loan, government security loan, 75% face value.
- Direct clearing facility.